The ADU Loophole That Changes Homeownership Forever (Virginia’s Best-Kept Secret)
Accessory Dwelling Units aren’t a trend — they’re a structural shift in how housing, wealth, and affordability actually work.
In this on-the-road mini Project Notes episode, Cheryl Spangler breaks down what an ADU really is (and what it’s not), why Virginia is aggressively pushing new ADU laws, and how homeowners, renters, lenders, and even the state itself quietly benefit.
You’ll learn:
- Why an ADU is legally one unit — and why that definition matters
- How homeowners can add cash flow without selling or moving
- Why ADUs solve aging-parent housing without sacrificing independence
- How renters get private, affordable, single-family living again
- The real reason the state wants homeowners building housing for them
- Why Fannie Mae & Freddie Mac financing in 2026 changes everything
- The surprising size limits that make ADUs real homes, not “tiny houses”
This episode connects the dots most people miss — and explains why ADUs may be the most powerful real-estate flex of the next decade.
If this episode sparked a question, a new idea, or a different way of thinking about your property, I’d love to hear it.
This conversation is just getting started.
— Cheryl Spangler
IG: @cherylspanglerrealestate
