Episode 17

full
Published on:

20th Mar 2025

Road Maintenance Agreements What You Need To Know - Living on Private Roads in Virginia

🚧 Understanding Road Maintenance Agreements in Virginia 🚧

In this episode, we dive into the importance of Road Maintenance Agreements (RMAs) for private roads in Virginia. Whether you're a homeowner, buyer, or real estate professional, knowing how these agreements work can impact property values, financing options (including VA and conventional loans), and overall road upkeep.

We cover:

✅ What a Road Maintenance Agreement is and why it matters

✅ How RMAs affect mortgage approvals (Fannie Mae, Freddie Mac, VA Loans)

✅ Who is responsible for road repairs and costs

✅ Tips for creating a simple, legally sound agreement

Tune in to learn how to protect your property investment and ensure smooth access to your home! 🏡💡

NOTE: VA Loans are privately funded and DO NOT care, Freddie mac loans do NOT care, Fannie Mae DOES care.

🎧 Listen now! #RealEstate #Virginia #PrivateRoads #Homeownership

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About the Podcast

Life in Northern Virginia
with Cheryl Spangler
Life in Northern Virginia is more than a podcast about real estate—it’s a real, unfiltered look at what it means to live, work, grow, and find your place in one of the most ambitious regions in the country.

Hosted by Cheryl Spangler, a Northern Virginia entrepreneur, real estate broker, builder, and relentless problem-solver, this show dives into the everyday experiences that shape people’s lives here: the struggles, the wins, the transitions, the courage it takes to build something new, and the mindset required to rise above the noise.

Each episode explores a different angle of living in Northern Virginia—whether it’s navigating the housing market, managing relationships in a high-pressure region, discovering local places to explore, facing personal roadblocks, reinventing yourself, or learning how to build a life that actually feels like yours.

From real estate and business to mindset, motivation, lifestyle, and the realities of being human in a fast-moving area, Life in Northern Virginia brings truth, depth, and practical insight for anyone trying to make life work here.

If you want real conversations about growth, courage, community, and the honest day-to-day of living in Northern Virginia, this podcast is your place.
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Cheryl Spangler

Weekly real estate lifestyle blog and podcast focused on people, places, events and hidden treasures within Northern Virginia. Find our things you never knew existed about the community you live and work. Engage with people that could change your life. Save money, invest in yourself and find opportunities in our content. No topic off limits!